Every small business person knows what the problem is - how to find sufficient working capital to finance their immediate expansion needs?

Not many small businesses know the solution. The solution is The Interface Financial Group.

In any normal business cycle, an order is received from the customer and the product is either manufactured or delivered from inventory. Quite often, if it is delivered from inventory, then a new product must be manufactured or acquired to replenish the inventory level - either way there is a cost involved.

Once the product (or service) is delivered, an invoice is produced and this normal calls for payment from the customer in 30 days' time. Statistics show that on average, customers actually pay their suppliers in the range of 40 - 45 days.

During that 40 - 45 day waiting period the supplier is effectively financing the customer through their accounts receivable. It is clear that the more business you do, the more capital you will need because every new sale and delivery is tying up more and more of your valuable working capital in accounts receivable.

The obvious solution is to immediately turn the accounts receivable into cash that can be used to finance the next sale, and that receivable can be turned into cash and so on.